What if I am partly at fault?
If you were partly at fault, it will be up to the involved parties or insurance companies to determine and agree upon percentages of fault. You will receive a reduced settlement based on those percentages.
For example, if your claim is $1,000, but everyone agrees you were 25 percent at fault, you will be entitled to receive $750.
NOTE: Beware! In Oregon, if you agree you were more than 50 percent at fault, you will not be entitled to receive anything. This does not apply if you file a claim against your own collision coverage.