How much automobile insurance is necessary?

Oregon law requires minimum amounts of insurance for each person who has a car registered in Oregon. If you don’t own a car, but drive someone else’s car and they don’t have coverage, you must have insurance yourself.

Minimum requirements for coverage are:

  • $25,000 – Liability for one-injury claim
  • $50,000 – Liability for all-injury claims
  • $20,000 – Liability for property damage claims
  • $15,000 – Personal injury protection
  • $25,000 – Uninsured motorist coverage
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