Will the Insurance Company Treat Me Fairly?
The only way we could answer this question accurately is with a crystal ball. Unfortunately, crystal balls are not standard issue when becoming an Oregon lawyer. Our experience as personal injury attorneys handling claims across the state of Oregon has shown us that, like anything in life, there are good apples and bad apples.
There are two factors you can control that minimize the risk of being treated unfairly. The first is your rapport with the adjuster. The second is how you or your attorney presents the claim to the adjuster.
Our attorneys use our reputation and build trust and rapport with the adjuster to maximize results for our clients. Often, we have worked with the adjuster and they are already familiar with our reputation from other cases.
To present a claim to the insurance company, we put together an extensive demand package that includes an extensive demand letter that caters to the insurance companies claims processing stlye. Additionally, we provide supporting documentation for every assertion made and every dollar claimed. Doing this often requires that we work with our client’s treating doctors and other experts before sending the demand package to the insurance adjuster. This additional work up front is done to prevent the insurance companies from poking holes in our client’s cases. This approach focuses on transparency and justifying every penny we ask for. In many cases, this transparent approach often reaches a fair resolution.
About a quarter of the time, however, we are forced file a lawsuit due to an unreasonable offer. Our approach is to do everything we can to get the best offer on the table before filing a lawsuit. Years of experience as Oregon trial attorneys have made us well aware that the last thing a client wants to do is file a lawsuit or go to trial. With that said, going to trial is sometimes necessary to force insurance companies to evaluate a claim properly and to ensure out clients are treated fairly. – Dan Rayfield, personal injury attorney in the Albany-Corvallis, Oregon area.