Insurance Companies Consider Need for Future Medical Treatment when Evaluating Oregon Personal Injury Claims
Insurance companies consider the need for future medical treatment when evaluating a claim. In some cases, a need for future treatment, such as a surgery, adds considerable value to a claim. In this calculation, value can be added by a possible need for future treatment, as well as a definite need.
Quite frequently, while medical treatments are in progress for a patient, a doctor will prescribe a home exercise program (HEP), and upon releasing a patient from treatment, the doctor will advise a patient to continue the HEP until they are fully recovered. The idea is that the injury may still have some healing left, even though the injury has already gotten the maximum benefit available from a doctor’s treatment. This information adds value to your case.
For an adjuster to add a note of future treatment needed, a medical foundation must be established. Your doctor can help you do this only if he or she knows to do so. They must cover all of the descriptive points that various computer programs are able to pick up. These points include estimated cost for the surgery – based on community standards – and a numerical “percentage of probability” that the procedure will be needed. This information is only as good as the person recording it into the computer program.
An experienced Oregon personal injury attorney can supply a doctor with a questionnaire covering the description points Colossus needs to register value for necessary future treatment. Failing to properly document this will cause the insurance company to undervalue your personal injury claim.