Factors Insurance Companies Consider When Evaluating an Oregon Personal Injury/Auto Accident Claim – Part Seven – AMA Permanent Impairment
This blog addresses the biggest value-driving factor that an insurance company considers in an Oregon personal injury claim. Not surprisingly, documentation for this type of personal injury isn’t easy, and without adequate documentation, a claim of permanent impairment will fail.
“Permanent impairment” is a technical term with a strict definition. It refers to a damage sustained that goes beyond the actual physical injuries a person has suffered. A person may remain in a damaged condition, even after injuries have been resolved to their maximum medical outcome – a point where, pain from the injuries may be 100-percent resolved. Even though the victim might not experience pain they may have a decreased range of mobility which may impair their ability to work, take part in recreational activities, or care for their children.
The American Medical Association has published guidelines that evaluate permanent impairment. These guidelines are quite complex and may require some effort and attention from a doctor. AMA guidelines require a claim to be notably well-matched to computer programs and their requirements. An experienced Oregon personal injury attorney can help take the load off of your doctor and review the guidelines and offer the best advice based on your condition.
If you have a permanent injury case, you need to make sure it is documented properly to get the full value from the insurance company. An experienced Oregon personal injury attorney is familiar with the relevant AMA guidelines for permanent impairment and can help if you have questions. Additionally, the experienced Oregon personal injury attorney can supply your doctor with a questionnaire designed to draw out and document the doctor’s observations that will be pertinent to a claim of permanent impairment under the AMA guidelines.