Factors Insurance Companies Consider When Evaluating an Oregon Personal Injury/Auto Accident Claim – Part Eight – Loss of Motion-Segment Integrity
This blog addresses the factor that is the 2nd-biggest driver of value in a personal injury claim, Loss of Motion-Segment Integrity. A Loss of Motion-Segment Integrity, or LMSI, is a ligament-instability injury to the spine. Stability, or integrity, is lost in a spinal segment when an injury alters the normal range of motion for the segment – either by decreasing it or by increasing it.
It is important to note that special kinds of tests are necessary to document LMSI. A regular doctor’s exam is not enough. Frequently, a test known as a “flexion/extension” X-ray is used on the neck or on the lower back in testing for LMSI. The flexion/extension x-ray and other similar tests are very valuable because they allow a doctor to correlate the results to the appropriate section or sections of the permanent impairment guidelines set by the American Medical Association. This is the biggest value driver in a personal injury claim and will be very useful when filing.
If LMSI is found in the neck, it rates an automatic 25 percent of a total impairment in neck function. If LMSI is found in the lower back, it rates an automatic 20 percent of a total impairment in lower-back function. If documented properly, these findings will add value to your personal injury case.
An experienced Oregon personal injury attorney knows how to make sure the condition is documented and is noticed by the insurance company. An experienced Oregon personal injury attorney is also familiar with the range of testing methods that qualify in adequately documenting LMSI. If you have questions, contact an Oregon personal injury attorney so you can make sure you’re on the right track.