Factors Insurance Companies Consider When Evaluating an Oregon Personal Injury or Auto Accident Claim – Part One – Property Damage

There are many factors insurance companies consider when deciding what to offer someone for their Oregon Personal Injury Claim . The presence or absence of these factors can sometimes be an obstacle to settlement or result in a lower offer. This blog post will discuss two common factors insurance companies often consider when evaluating a motor vehicle personal injury claim.

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Why Oregon Consumers Can't Sue Insurance Companies for Bad Conduct

Oregon protects consumers who are mistreated by businesses with a state law called the Unlawful Trade Practices Act. Consumers who are tricked, abused, defrauded or otherwise treated unfairly have a number of remedies under this law. There is only one type of business that is exempt from this consumer protection law: Insurance companies have been exempt since the law was passed in 1971. Banks were exempt until 2010, when bank misconduct leading to the recent recession led to the removal of their exemption from Oregon law.

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Medical Bills After a Motor Vehicle Accident – What to do when your Insurance Company Refuses to Pay

Under Oregon law your own auto insurance carrier will usually pay your post-accident medical expenses under Personal Injury Protection, or “PIP.” If the at-fault driver has insurance, that driver’s carrier will reimburse your insurance company at the end of the case.

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Medical Examination after a Car Accident – My Automobile Insurance Company Wants to send me Their Doctor

If you have been injured in an auto accident and your automobile insurance is paying your medical bills under your Personal Injury Protection (“PIP”) benefits, there are occasions when your own company will ask you to attend what they call an “Independent Medical Examination” (“IME”) by a doctor of their choosing.

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Medical Release Form from Insurance Companies – Should I sign it after an Auto Accident?

If you have been in an auto accident and you have been injured, one or more of the insurance companies involved may send you a medical release form in the mail. They will suggest that they need to get your medical records to evaluate your claim. If another driver is at fault and it is the other driver’s insurance company sending you the medical release, you should think twice before signing it.

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Who Pays for the Auto Repair to my Car in an Accident? My Company or Theirs?

If your car has been damaged in an Oregon auto accident and the other driver is at fault, you may have a choice of insurance companies to pay for your repairs. If you have collision coverage on your policy, you can have your company pay for the repairs, less your deductible.

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Personal Injury Claims Advice – Part Two

In the first blog post we discussed the “statute of limitations” for many tort claims (not all) in Oregon. The second piece of advice we give to all clients with personal injury claims relates to when someone should settle their claim.

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Scooter Accidents and Wheelchair Tip-overs on Busses Causing Lawsuits

The American Disabilities Act prevents all public transit companies from refusing service to disabled passengers. The Act pushed all public transit companies to adopt methods to safely transport disabled passengers. In some cases, the Act specifically regulates the manner in which disabled passengers will be transported.

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Will the Insurance Company Treat Me Fairly?

The only way we could answer this question accurately is with a crystal ball. Unfortunately, crystal balls are not standard issue when becoming an Oregon lawyer. Our experience as personal injury attorneys handling claims across the state of Oregon has shown us that, like anything in life, there are good apples and bad apples.

There are two factors you can control that minimize the risk of being treated unfairly. The first is your rapport with the adjuster. The second is how you or your attorney presents the claim to the adjuster.

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Why Does My Car Insurance Pay for My Medical Bills?

In Oregon, when you are involved in an auto accident, your personal car insurance pays for your medical bills even if you are not at fault. At first this doesn’t seem to make sense. Why would my insurance pay for my medical bills when the other driver is at fault? The quick answer is that Oregon law requires all auto insurance policies to have no-fault medical coverage.

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